As a frequent user of ATMs, I know that they are a convenient way to access cash anytime and anywhere. However, it is important to be aware of the potential risks associated with using an ATM and take steps to protect yourself. I will discuss five common mistakes people make when using an ATM and provide tips on how to avoid them.
Mistakes To Avoid When Using An Atm Machine
1.Using an ATM in a secluded area
One of the most common mistakes people make when using an ATM is choosing a machine that is located in a secluded or poorly lit area. ATMs in these areas are more likely to be targeted by criminals, as they offer less visibility and fewer witnesses. To avoid becoming a target, it is best to choose an ATM that is located in a well-lit and busy area. Look for machines that are located in busy shopping centers, gas stations, or other public areas. If you need to use an ATM at night, try to find one that is located near a well-lit area or a store that is open late.
2.Not checking the ATM for tampering
Criminals often tamper with ATMs to steal your card information or your cash. Before using an ATM, take a moment to inspect it for any signs of tampering. Look for things like loose or damaged parts, or anything that looks out of place. Criminals may install skimming devices or cameras to capture your card information or PIN number. If you notice anything suspicious, do not use the machine and report it to the bank or law enforcement immediately.
3.Not shielding your PIN
When entering your PIN, always shield your hand from view. This will help prevent someone from stealing your PIN. Criminals may use cameras or other devices to capture your PIN number, and they can use this information to access your account or steal your identity. To protect yourself, cover the keypad with your hand or body while entering your PIN. Be aware of people around you, and do not share your PIN with anyone.
4.Not taking your receipt
Always take your receipt after using an ATM. This will serve as proof of your transaction in case of any problems. Your receipt will show the date and time of your transaction, the amount of money you withdrew, and the balance in your account. It is important to check your receipt to ensure that the transaction was processed correctly and that your account was not overdrawn. If you notice any discrepancies or errors, report them to your bank immediately.
5.Not keeping track of your withdrawals
It’s important to keep track of how much money you’re withdrawing from your ATM. This will help you avoid overdrawing your account and incurring fees. Many ATMs will provide a balance inquiry, which will show you how much money is left in your account. You can also check your balance online or through your bank’s mobile app. Keep track of your withdrawals by recording them in a notebook or on your phone. This will help you stay within your budget and avoid unnecessary fees.
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