How to Select the Best Budgeting Apps for Couples – 2023

When setting savings goals, it’s important to be realistic about what you can afford to save each month. Start by tracking your expenses for a few months to get a sense of where your money is going. Once you have a clear picture of your income and expenses, you can create a budget that includes a savings goal. Be sure to prioritize your savings and pay yourself first, rather than waiting until the end of the month to see what’s left over.

Best Budgeting Apps for Couples

Now that we’ve covered why couples should use budgeting apps and what to look for in a budgeting app for couples, let’s take a look at some of the best budgeting apps available:

• Mint

Mint is a popular budgeting app that allows couples to track their expenses, set financial goals, and create a budget. Mint syncs with your bank accounts, credit cards, and other financial accounts to provide a complete picture of your finances. It also offers personalized recommendations to help you save money and reach your financial goals.

• You Need a Budget (YNAB)

You Need a Budget (YNAB) is a budgeting app that focuses on helping couples live within their means and break the paycheck-to-paycheck cycle. YNAB allows couples to create a budget based on their income and expenses and offers tools to help them save for future expenses. It also offers a unique feature called “Age of Money” that helps couples understand the impact of their spending decisions on their long-term financial goals.

• PocketGuard

PocketGuard is a budgeting app that allows couples to track their expenses, set financial goals, and create a budget. PocketGuard offers personalized insights to help couples save money and optimize their spending. It also offers a unique feature called “In My Pocket” that shows couples how much money they have left to spend after accounting for bills and other expenses.

• Honeydue

Honeydue is a budgeting app designed specifically for couples. It allows couples to share their financial information and collaborate on a budgeting plan. Honeydue offers features like bill reminders, expense tracking, and the ability to split expenses with your partner. It also offers a messaging feature to help couples communicate about their finances.

• Goodbudget

Goodbudget is a budgeting app that uses the envelope system to help couples manage their finances. With Goodbudget, couples can create virtual envelopes for different categories of expenses and allocate a set amount of money to each envelope. This helps couples stay within their budget and avoid overspending. Goodbudget also allows couples to sync their budgets across multiple devices and share their financial information with each other.

Final words on how to choose the best Budgeting Apps for Couples

Using a budgeting app can help couples better manage their finances and work towards their financial goals. When selecting a budgeting app for couples, it’s important to consider factors like functionality, user experience, security, and cost.